On Earning: Never depend on a single income stream. Make the investment to create a second source.
On Spending: If you buy things that you do not need, soon you will have to sell things that you do need.
On Savings: Do not save what is left after spending, but spend what is left after saving.
On Taking Risk: Never test the depth of a river with both of your feet.
On Investment: Do not put all of your eggs in one basket.
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